Individual Medical Insurance

Individual Health Insurance

Financial PSI is an authorized agent for BlueCross BlueShield of Tennessee and is affiliated with many other major insurance companies. Our service is second to none, and we are always available to assist you with coverage, claim, or billing questions. Our knowledgeable staff can assist you step-by-step in navigating the maze of the Affordable Healthcare Act. With limited information, they can prepare quotes for the plans that best fit your needs.

  • Call Matt Dressel or Karen Stewart at 615-244-5100
    and let them guide you through the process.


  1. Individuals

    If you are under 65 and looking for permanent health insurance, BlueCross BlueShield has a plan to fit your needs. You will have the freedom to choose doctors and hospitals both in and out of the network and a choice of co-payments and deductibles to fit your budget.

  2. Short-term Individual Plans

    If you are a recent college graduate or between jobs, BlueCross BlueShield’s short-term policy may just be the inexpensive coverage you have been looking for. Policies are also available for children or grandchildren who may need temporary coverage.

  3. Medicare Supplement Plans

    If you are 65 or over, BlueCross BlueShield supplemental plans can help pay the deductibles and co-insurance Medicare doesn’t pay. BlueCross 65/Select* can save 10 percent to 15 percent on premiums when you agree to use a doctor or hospital in the network.


Individual Dental & Vision Coverage

Financial PSI represents one of the most widely used dental/vision programs in the country. This coverage has been very popular in recent years.

Individual Disability Income Insurance

Financial PSI recognizes the most often overlooked need that all of us have – the replacement of income when you are unable to work due to accident or sickness.

Most of the recommended plans pay you income in addition to other benefits received, such as Social Security and workers’ compensation. Costs vary with these factors:

  • Amount of benefit
  • Start date of benefit
  • Your occupation and general health
  • Length of time benefits are to be paid

Individual Long-term Care Insurance

Long-term Care (LTC) Insurance has become a very important issue in personal financial planning. All of us know someone who has been in an assisted-living facility or nursing home, or has needed special care at home. As we know, these costs can wipe out an individual’s financial resources very quickly.

Selecting a plan and a company can be most confusing. Financial PSI represents all the most respected companies that specialize in LTC. We would be delighted to help design a personalized program for you.

Supplemental Cancer Insurance

Supplemental cancer insurance is another popular coverage. We represent AFLAC, American Heritage, and other companies to offer this relatively inexpensive insurance designed to help offset expenses not covered by other insurance, including wages lost by a family member, travel, and lodging.